Our Primary Market
Salt Lake City-based bridge lender for Utah real estate investors and developers. Statewide coverage, local underwriting, closings as fast as 14 days.
Loan Size
$750K – $4M
Loan Rate
10%–13%
LTV
up to 65%
Term
3–12 months
Close In
As fast as 14 days
HQ
Salt Lake City
Miller Bates has been lending in Utah since 2015, with a predecessor firm dating back to 2003. Utah is our home market — we know the counties, we know the title companies, and we know the submarkets that move.
Our heaviest deal flow runs along the Wasatch Front (Salt Lake, Utah, and Davis counties) and in Summit and Washington counties. But we lend statewide: from St. George to Logan, from Park City to the Uinta Basin. We've funded residential investment projects, land deals, commercial bridge loans, and mixed-use acquisitions across the state.
Loans typically run $750,000 to $4,000,000, with rates of 10%–13%, LTV of up to 65%, and terms of 3–12 months with optional 1–12 month extensions. Every loan closes through a title company and attorney, and every loan is secured by a recorded deed of trust on Utah real property.
Recent Utah Deals
FUNDED
6 Residential Lots
Hideout, UT
REFINANCED
28 Acres Commercial Land
St. George, UT
FUNDED
12-Unit Townhomes
Lehi, UT
Utah FAQ
Yes. Statewide coverage, with heaviest deal flow along the Wasatch Front (Salt Lake, Utah, and Davis counties) and in Summit and Washington counties.
Residential investment properties, raw and improved land, mixed-use, and commercial real estate. Loans typically range $750,000 to $4,000,000.
Loan rates typically range 10%–13% APR with LTV of up to 65% and terms of 3–12 months with optional extensions.
As soon as 14 days from approval to funding, depending on title work and due diligence.
Yes. Miller Bates is headquartered in Salt Lake City and has been operating in Utah since 2015 (with a predecessor firm dating to 2003).
Tell us about your deal. We'll get back to you within 24 hours.