Colorado Lending

Private Money Lender in Colorado

Bridge financing for Colorado real estate investors and developers, from the Front Range to the Western Slope, with closings as fast as 14 days.

Loan Size

$750K – $4M

Loan Rate

10%–13%

LTV

up to 65%

Term

3–12 months

Close In

As fast as 14 days

Salt Lake City

Miller Bates is a private money lender headquartered in Salt Lake City, Utah, and Colorado is one of the ten states we lend into. We finance Denver, Colorado Springs, Boulder, Fort Collins, and Grand Junction, and we look at deals across Denver, El Paso, Boulder, Larimer, and Mesa counties as well as smaller markets throughout the state.

Colorado combines dense Front Range infill work with mountain-town and Western Slope projects that conventional lenders often find hard to underwrite. Both are well suited to short-term bridge capital secured by the property itself.

Loans typically run $750,000 to $4,000,000, with rates of 10%–13%, LTV of up to 65%, and terms of 3–12 months with optional 1–12 month extensions. Every loan is secured by a first-position deed of trust on real property plus the borrower's personal guaranty, and every loan closes through a title company and an attorney.

What We Fund

Colorado project types

Residential investment property — acquisition, renovation, and repositioning of non-owner-occupied homes and small multifamily.
Raw and improved land — entitled and unentitled parcels, lot development, and horizontal improvements.
Commercial real estate — retail, office, industrial, and special-purpose assets.
Mixed-use — combined residential and commercial projects.
Bridge and refinance — short-term capital to close quickly, retire an existing loan, or hold a property through a transition.

Not sure whether your deal fits? Tell us about it — we will give you a straight answer quickly.

Colorado FAQ

Common questions from Colorado borrowers

Does Miller Bates lend throughout Colorado?

Yes. We lend across Colorado, with activity concentrated around Denver, Colorado Springs, Boulder, Fort Collins, and Grand Junction.

What types of Colorado properties does Miller Bates lend on?

Residential investment properties, raw and improved land, mixed-use, and commercial real estate. Loans typically range $750,000 to $4,000,000.

What are Colorado bridge loan rates through Miller Bates?

Loan rates typically range 10%–13% APR with LTV of up to 65% and terms of 3–12 months with optional extensions.

How quickly can Miller Bates close a Colorado bridge loan?

As soon as 14 days from approval to funding, depending on title work and due diligence.

Does Miller Bates have an office in Colorado?

No. We are headquartered in Salt Lake City and lend into Colorado from that office. Every loan closes through a title company and an attorney, and we have been lending since 2015 — with a predecessor firm dating to 2003.

Get funded in Colorado

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