Oregon Lending

Private Money Lender in Oregon

Bridge financing for Oregon real estate investors and developers, from Portland to Bend, with closings as fast as 14 days.

Loan Size

$750K – $4M

Loan Rate

10%–13%

LTV

up to 65%

Term

3–12 months

Close In

As fast as 14 days

Salt Lake City

Miller Bates is a private money lender headquartered in Salt Lake City, Utah, and Oregon is one of the ten states we lend into. We finance Portland, Eugene, Salem, Bend, and Medford, and we look at deals across Multnomah, Lane, Marion, Deschutes, and Jackson counties as well as smaller markets throughout the state.

Oregon deal flow splits between Willamette Valley infill and Central Oregon projects around Bend and Redmond, where seasonal construction windows put a premium on certainty of closing.

Loans typically run $750,000 to $4,000,000, with rates of 10%–13%, LTV of up to 65%, and terms of 3–12 months with optional 1–12 month extensions. Every loan is secured by a first-position deed of trust on real property plus the borrower's personal guaranty, and every loan closes through a title company and an attorney.

What We Fund

Oregon project types

Residential investment property — acquisition, renovation, and repositioning of non-owner-occupied homes and small multifamily.
Raw and improved land — entitled and unentitled parcels, lot development, and horizontal improvements.
Commercial real estate — retail, office, industrial, and special-purpose assets.
Mixed-use — combined residential and commercial projects.
Bridge and refinance — short-term capital to close quickly, retire an existing loan, or hold a property through a transition.

Not sure whether your deal fits? Tell us about it — we will give you a straight answer quickly.

Oregon FAQ

Common questions from Oregon borrowers

Does Miller Bates lend throughout Oregon?

Yes. We lend across Oregon, with activity concentrated around Portland, Eugene, Salem, Bend, and Medford.

What types of Oregon properties does Miller Bates lend on?

Residential investment properties, raw and improved land, mixed-use, and commercial real estate. Loans typically range $750,000 to $4,000,000.

What are Oregon bridge loan rates through Miller Bates?

Loan rates typically range 10%–13% APR with LTV of up to 65% and terms of 3–12 months with optional extensions.

How quickly can Miller Bates close a Oregon bridge loan?

As soon as 14 days from approval to funding, depending on title work and due diligence.

Does Miller Bates have an office in Oregon?

No. We are headquartered in Salt Lake City and lend into Oregon from that office. Every loan closes through a title company and an attorney, and we have been lending since 2015 — with a predecessor firm dating to 2003.

Get funded in Oregon

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